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30 out of 5 stars money an owners manual reviewed in the united states on may 27 2010 dennis deaton attempts to write a book on how everyone regardless of ability and background can become financially secure by following his time proven steps to financial freedom. Buy money an owners manual a personal guide to financial freedom by dennis r deaton online at alibris we have new and used copies available in 1 editions starting at 145 shop now. 30 out of 5 stars money an owners manual reviewed in the united states on may 27 2010 dennis deaton attempts to write a book on how everyone regardless of ability and background can become financially secure by following his time proven steps to financial freedom. Appendix a how do you manage your money 27 appendix b net worth statement 28 appendix c setting goals 29 appendix d annual budget 30 appendix e tough times letter to creditors 34 appendix f financial inventory 35 table of contents steps to financial freedom taking stock. If you know you need 50000 a year to live on you can multiply that by 25 to create a goal of amassing a 1250000 nest egg we can use that rule of 4 to get a rough idea of how close to financial freedom we are we can use the rule of 25 to get a rough idea of what our goal should be